Here are the questions our customers ask us most often. If you can’t find the answer to your question here, just get in touch and we’ll be happy to help.
What is pawnbroking?
Pawnbroking is one of the oldest lending mechanisms in the world. Loans are made against personal property, which is then returned to you once the loan is repaid in full, together with any added interest charges. It is a quick, simple and hassle-free way to raise money quickly.
How much can I borrow?
The amount we lend you is dependent on the value of the item, or items that you want to loan against. We always advise you to borrow only how much you need and not necessarily the full value of the item.
Will I get charged high rates of interest?
Our rates of interest are competitive, and charged on the full value of the loan. You may pay the whole loan, plus interest, back to us at any time without penalty, and interest is only charged on the period of time you have the loan for. So if you pay early, you only pay interest for the shorter term of the loan.
How does it work?
It’s very simple. Call us to get an initial value for your item. We’ll then arrange to see the item in person, give you a market valuation and explain the loan or sale terms. When you’re happy, we’ll take possession of your item for secure storage and in 95% of cases we can pay your money immediately.
How do I get my items back?
This is simple too. Just repay the whole amount of the loan, plus any interest and we will return your item to you straight away.
What items do you loan against?
We specialise in loans against watches, jewellery, precious stones, gold, fine art and antiques. However, if you have any other high value items that you would like us to consider, please ask, and we will help if we can.
Who values my items?
We have a team of expert valuers who have over 500 years of combined experience Your valuation will come from the person best-qualified to assess your item, and we keep up-to-date with these specialist markets so that you are always getting the best possible value for your item.